About me

Hi I'm Zina Kumok

I love helping people see why financial literacy is so important. I want them to feel empowered and understand how money can change their lives for the better.

Zina Kumok

My Story

Hi, I'm Zina Kumok, the voice behind Conscious Coins, your go-to destination for personal finance wisdom. With over a decade of experience, I've honed my expertise in student loans and personal finance, contributing to prestigious platforms like U.S. News & World Report since 2023.

My passion for financial literacy has earned me three nominations for the Plutus Award as the best personal finance contributor/freelancer. Additionally, I've had the privilege of sharing insights at FinCon, the premier financial media conference, on three separate occasions.

Before I embarked on this journey as a financial freelance writer, I cut my teeth as a reporter for The Elkhart Truth, where I covered intriguing topics like crime and entertainment. I also gained valuable experience as a sports reporter during internships at The Commercial Appeal in Memphis and The Associated Press in New York.

My educational journey led me to Indiana University, where I earned a B.A. in journalism. Here, I cultivated the skills that have propelled my career in personal finance.

You can follow my latest financial thinking on Twitter or connect with me on LinkedIn. My mission is to empower individuals with financial literacy and help them understand how money can transform their lives for the better.
In addition to my writing endeavors, I'm a Certified Financial Health Counselor and Student Loan Counselor. I've been recognized as a three-time finalist for the esteemed Best Personal Finance Contributor/Freelancer award at the Plutus Awards. I chronicled my own inspiring journey of conquering $28,000 in student loans in just three years on ConsciousCoins.com. I currently reside in Indianapolis, IN, with my husband and our two furry companions. Join me on this enriching financial adventure, and let's navigate the world of personal finance together.

For freelance writing

See my articles